| Equifax.
Equifax was formerly known as the Retail Credit Company. It is an
organization widely used by insurers to obtain information on applicants
for underwriting purposes and sometimes on claims. Their reports
are known as Retail Credit Reports.
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Experian.
Experian is one of three credit reference agencies in the UK. Similar
organisations exist in other European countries and the USA. We
keep information on people's credit histories. This information
is available to lenders to help them decide whether or not to accept
credit applications from their customers.
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Call
Credit.
Callcredit was established in 2001 as a partnership between Skipton
Building Society, one of the UK's largest building societies, and
D&B, the world's leading provider of business information. In
less than two years we have successfully created a totally new,
web-based consumer credit information service for the UK, which
creates additional choice and offers significant value to clients.
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